AML OPS Analyst

Gratitude Inc

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11 hours ago

AML OPS Analyst

10-15 Year(s)

Bangalore, Chennai

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Job Description

Key Skills

Data Analysis Investigation Quality Control Case Management Risk and Complaince KYC .Risk Assessment AML QC

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AML OPS Analyst

Location: Bangalore / Chennai
Experience: 10+ Years in AML / Anti-Money Laundering
Work Authorization: H1 / OPT / GC / Citizen
Skill: AML Quality Control (AML QC)

Job Overview

We are looking for an experienced AML OPS Analyst with 10+ years of experience in Anti-Money Laundering operations and strong exposure to AML Quality Control (AML QC). The candidate will be responsible for reviewing AML alerts, conducting transaction analysis and investigations, assessing customer activity, documenting findings, and ensuring compliance with applicable AML regulations and internal policies.

Key Responsibilities

Review and analyze AML alerts generated through FCRM and identify potential red flags such as structuring, high-risk/high-volume transactions, unusual activity, and changes in customer behavior.
Review alerted activity along with the customer's recent 30-day account activity to understand and assess transaction patterns.
Conduct customer profile checks and validate expected customer activity against transaction behavior.
Perform initial investigations using internal systems and relevant external information sources.
Analyze transaction patterns, customer information, and associated parties to identify potential AML risks.
Make appropriate alert disposition decisions, including closing alerts as non-suspicious or escalating cases for further investigation.
Maintain accurate documentation of findings, investigation details, rationale, and recommended actions in the required FCRM format.
Perform AML QC activities to ensure reviews and dispositions meet established quality and compliance standards.
Ensure all investigations and alert reviews are conducted in accordance with applicable AML regulations, internal policies, and procedures.
Demonstrate strong analytical and investigative skills while handling complex transaction activity.
Maintain a high level of accuracy and attention to detail while reviewing alerts and documenting findings.

Must-Have Technical / Functional Skills

AML Operations / AML Investigation
AML Quality Control (AML QC)
FCRM / AML Alert Review
Transaction Monitoring
BSA / AML Regulations
OFAC Sanctions
Customer Due Diligence (CDD)
Enhanced Due Diligence (EDD)
Transaction Analysis
Financial Crime Investigation
Alert Disposition
Case Documentation
Risk Assessment
Analytical & Investigative Skills
Knowledge of Financial Products and Transactions

Required Knowledge

Basic to strong understanding of BSA, OFAC sanctions, and applicable AML regulations.
Knowledge of financial products, services, transaction types, customer profiles, and common AML red flags.
Ability to identify unusual transaction patterns and assess potential financial crime risks.
Strong attention to detail and ability to provide clear investigation rationale.
Ability to gather, analyze, and assess information from multiple sources.
Strong written and analytical communication skills.

Eligibility / Additional Information

Experience: 10+ years in AML / Anti-Money Laundering operations.
Preferred Expertise: AML Quality Control / AML Alert Review.
Location: Bangalore / Chennai.
Work Authorization: H1 / OPT / GC / Citizen.
Ex-TCS employees are not eligible to apply.
PAN and Date of Birth (DOB) are required for profile creation.

Role

Account & Financial Services

Timings

Rotational Shifts (Permanent)

Industry

Banking / Financial Services / Broking

Work Mode

Work from office

Process

Non-Voice

Functional Area

Banking / Financial Services

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