Senior Underwriter Manager

Gratitude Inc

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3 years ago

Senior Underwriter Manager

2-5 Year(s)

10 - 15 Lacs p.a

Mumbai

Job Description

Key Skills

Interpersonal

2 candidate(s) have already applied for this Job. Apply now

We are lookinf for a Sr. Underwriting Manager to join and manage the credit underwriting operations of the consumer loans portfolio. The successful candidate will be a thought leader who can help build a best in class underwriting program. In this role, the candidate will drive credit policy changes and procedures related to underwriting operations, as well as manage a team of credit analysts responsible for manually reviewing and making credit decisions based on the customer’s financials and credit worthiness.

The ideal candidate should possess strong people and credit management skills, directly support continuous improvement initiatives, be highly analytical, resourceful, Customer-focused and team oriented, with outstanding communication skills and the ability to build strong relationships with key

stakeholders. This is a management role directly managing a team of Credit Analysts; demonstrated success managing a team is a must.

Key job responsibilities

The primary responsibilities of this role include, but are not limited to:

Manage day-to-day operations for the Credit Operations team, which

includes direct management of Credit Analysts responsible for daily

processes

Coach and mentor Credit Analysts on policy, procedures and functional

initiatives, and scale underwriting operations team

Assist in defining policies and product features to support automated and

manual credit decisioning and monitoring

Establish, constantly improve, and be a thought leader for a credit

adjudication and performance monitoring platform

Develop processes, mechanisms and Standard Operating Procedures (SOPs)

to grow efficiently and in a scalable way

Review complex credit decisions that require manual reviews or exceptions

Identify, monitor and communicate the right metrics to measure process

quality, decision quality and team productivity

Participate in program operations, partner with product managers and

contribute to team-wide improvement goals

Own relationships with Sales and Business operations to ensure balance

between customer needs and prudent risk management

QUALIFICATION

QUALIFICATIONS

Demonstrated experience of consumer loans underwriting using financial

statements, bank statements or credit information

Experience in managing, implementing and executing an operations and

underwriting program for a large, complex, national portfolio

Interpersonal skills including written and oral communication skills

necessary to build relationships and positively influence decision making.

Experience managing and developing a global team

Experience managing complex projects with multiple stakeholders,

including sales

Analytical and problem-solving skills, including the ability to recognize non-

obvious patterns

High attention to detail and desire to roll up sleeves and solve problems at

root cause

Effective time management, prioritization, and organizational skills

Growth potential to develop as a senior executive

Bachelor’s degree or equivalent is required

Experience in finance or banking

Role

Head-Underwriting

Timings

Night Shift ()

Industry

Banking / Financial Services / Broking

Work Mode

Process

Voice

Functional Area

Banking / Financial Services

Note: Myglit doesn't charge any money from candidates. If you have been asked to pay money to get this job then report to us immediately at support@myglit.com.

Abubakr Hamzat

Recruiter - Gratitude Inc

NA, nigeria

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