Underwriter U.S. Mortgage for India's Leading Company for Career Growth

Gratitude Inc

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4 days ago

Underwriter U.S. Mortgage for India's Leading Company for Career Growth

6-12 Year(s)

₹ 80 - ₹ 1 Lacs p.m

Pune, Gandhinagar

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Job Description

Key Skills

US Mortgage Excellent verbal and written English communication skills Skill in monitoring support dashboards and key performance indicators to identify cases requiring attention or intervention. Exceptional command of English (native-level proficiency) with strong interpersonal and presentation skills. Excellent leadership, communication (written and oral) and interpersonal skills Strong attention to detail, and organizational skills Strong analytical skills with high attention to detail. Mortgage Underwriter – End-to-End Mortgage Underwriting Domain

147 candidate(s) have already applied for this Job. Apply now

Role/Skill: Mortgage Underwriter
Location: Pune / Gandhinagar
Experience: 6–12 years in Mortgage Underwriting Domain
Skill Set: Mortgage Underwriter – End-to-End
Shift: US Shifts
Band: BPO 2/3/4
Salary: Up to 12 LPA

**Job Description**
The Mortgage QC Underwriter is responsible for rendering QC on closed loan files. He has to check that credit decisions
on incoming applications consistent with underwriting policies, underwriting mortgage commitments, and verifying
supporting documentation as submitted by applicants.
+ Analyze income & employment, credit strength, property appraisal, check over debt to income (DTI)
and Loan to Value (LTV) and all other information pertinent to the credit decision process on each
mortgage application, as presented by the applicant.
+ Underwriter to validate that a prospective mortgagor’s loan application adheres to the lenders,
Investors (Freddie or Fannie Mae’s) and guidelines of applicable government agencies to approve
the loan.
+ Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the
lender.
+ Mark errors for any deficiencies observed on the loan
+ Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal
value and property title commitment received.
+ Review of legal documents, if present, to ensure the accuracy & completeness.
+ Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable.

Additional responsibilities for the Mortgage Underwriter include:

 Maintaining service level standards
 Assisting in new-hire trainings
 Perform internal Quality check, providing floor support and feedback to other staff
 Responding to all emails efficiently
 Adhering to all underwriting deadlines

**Person Specification**
Knowledge/Experience:
 Minimum 6-12 years of conventional mortgage underwriting/QA/QC experience
 Knowledge of full loan cycle (from beginning to end)
 Strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP)
Competencies/Skills:
 Strong communication skills, verbal and written
 Strong analytical skills
 Demonstrated ability to resolve complicated issues as they arise
 Proven organizational skills and demonstrated ability to prioritize and multi-task
Skills. Able to work through multiple computer programs and multi-computer monitors
 Flexible (Willingness to work in night shift),
 Knowledge of MS Office
 Positive and flexible attitude
 Attention to detail
 Customer focused
 Good Team Player/Strong Interpersonal skills

**Ex TCS Employees can't apply

**Qualifications:**
Essential: Graduates with as minimum of 24-36 months of US Mortgage Underwriting experience.
Desirable: Exposure to the FNMA and FHLMC guidelines would be an added advantage. Exposure and knowledge of
MI guidelines

PAN and DOB are required for profile creation

Role

Financial Managers

Timings

Rotational Shifts (Permanent)

Industry

Banking / Financial Services / Broking

Work Mode

Work from office

Process

Non-Voice

Functional Area

Accounting / Tax / Company Secretary / Audit

Note: Myglit doesn't charge any money from candidates. If you have been asked to pay money to get this job then report to us immediately at support@myglit.com.

Shubham Kathalkar

Recruiter - Gratitude Inc

NA, india

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