AML Operations Analyst (AML QC)

Job Description – AML Operations Analyst (AML QC)

Role: AML Operations Analyst
Location: Bangalore / Chennai
Experience: 10+ Years
Skill Required: AML Operations / AML Quality Control (QC)
Band: BPO 3/4
Salary: Up to ₹12.5 LPA
Work Authorization: H1 / OPT / GC / Citizen

Job Overview

We are looking for an experienced AML Operations Analyst with strong expertise in AML Quality Control (QC), transaction monitoring, alert review, and compliance processes. The candidate should have hands-on experience in reviewing AML alerts, conducting investigations, identifying suspicious activities, and ensuring compliance with AML regulations and internal policies.

Note: Ex-TCS employees are not eligible to apply.

Key Responsibilities

• Review and analyze AML alerts generated in FCRM and identify potential red flags such as:

  • Structuring

  • High-risk/high-volume transactions

  • Change in customer behavior

  • Suspicious transaction patterns

• Conduct detailed reviews of alerted activity along with the customer’s recent 30-day transaction history.

• Perform customer profile checks and validate transaction activity against expected customer behavior.

• Conduct initial investigations using internal systems and external data sources to assess transaction legitimacy.

• Analyze transaction patterns, identify risks, and provide logical conclusions with proper rationale.

• Make alert disposition decisions:

  • Close alerts as non-suspicious with appropriate justification.

  • Escalate alerts for further investigation when required.

• Maintain accurate documentation of findings, investigation details, and decisions in the required FCRM format.

• Ensure all investigations comply with AML policies, regulatory requirements, and internal procedures.

Required Technical / Functional Skills

• Strong understanding of AML regulations including:

  • Bank Secrecy Act (BSA)

  • OFAC Sanctions

  • Anti-Money Laundering regulations

• Experience in AML Alert Review / Transaction Monitoring / AML QC.

• Strong analytical and investigative skills.

• Excellent attention to detail and accuracy in documentation.

• Knowledge of financial products, customer profiles, and transaction risk indicators.

• Ability to identify suspicious activity patterns and recommend appropriate actions.

Candidate Details Required for Profile Creation

Please ensure the below details are available:

• PAN Number

• Date of Birth (DOB)

Application Process

Mandatory Requirement:
Candidates must fill out the below questionnaire form to complete the application process. Filling out this form is mandatory for profile evaluation.

Questionnaire Link: https://myglit.com/lateral/cref/bbf84ff600