Senior Regulatory Reporting Analyst

Location: Noida
Experience: 5–15 Years
Band: BPO 4/5
Salary: Up to ₹17 LPA
Work Environment: Financial Services / Regulatory Reporting Operations

Job Overview

We are seeking an experienced Senior Regulatory Reporting Analyst to lead and oversee regulatory reporting activities within a regulated financial services environment.

The role is responsible for ensuring the accuracy, completeness, governance, and timely submission of regulatory reporting outputs across Capital Adequacy, Liquidity, IFRS 9, Credit Risk, and related financial reporting processes.

The successful candidate will provide technical review, analytical challenge, and operational oversight of regulatory reporting activities delivered through an offshore operating model. The role requires strong knowledge of regulatory frameworks, reporting controls, reconciliations, data quality, and governance standards, particularly under Prudential Regulation Authority (PRA) and European Central Bank (ECB) requirements.

Key Responsibilities

1. Regulatory Reporting & Delivery

• Lead and oversee daily, weekly, monthly, and quarterly regulatory reporting activities.

• Prepare, review, and validate regulatory reporting outputs to ensure accuracy, completeness, and compliance with applicable requirements.

• Manage end-to-end regulatory reporting processes and ensure submissions are delivered within defined timelines.

• Review data aggregation, reporting methodologies, reconciliations, adjustments, and supporting documentation.

• Prepare and review management reporting packs, variance analysis, and commentary for senior stakeholders.

• Ensure all reporting outputs are supported by appropriate evidence, approvals, and audit trails.

2. Controls, Governance & Compliance

• Perform detailed review and challenge of reporting data, assumptions, methodologies, and calculations.

• Investigate complex reporting discrepancies, anomalies, reconciliation differences, and control breaks.

• Coordinate with Finance, Risk, Treasury, and other stakeholders to resolve reporting issues.

• Manage governance and sign-off processes and ensure compliance with regulatory standards.

• Ensure adherence to PRA expectations, regulatory reporting requirements, internal controls, and submission timelines.

• Support regulatory queries, internal audits, control reviews, and ad hoc information requests.

• Identify reporting risks and escalate material issues to the appropriate stakeholders.

3. Capital Adequacy Reporting

• Review and challenge COREP regulatory returns, including Own Funds, Risk-Weighted Assets (RWA), and capital ratios.

• Analyse capital adequacy metrics, including CET1, Tier 1, and Total Capital ratios.

• Review capital reconciliations, consolidation adjustments, and regulatory calculations.

• Support ICAAP and Economic Capital reporting activities.

• Ensure capital reporting outputs comply with regulatory requirements and internal governance policies.

4. Liquidity Reporting

• Support the preparation, review, and submission of liquidity regulatory returns under PRA and ECB requirements.

• Manage end-to-end liquidity reporting activities across weekly, monthly, and quarterly reporting cycles.

• Coordinate data collection from Treasury, Risk, Finance, and source systems.

• Review liquidity metrics and regulatory adjustments, assumptions, and calculations.

• Work with liquidity reporting requirements such as:

  • Liquidity Coverage Ratio (LCR)

  • Net Stable Funding Ratio (NSFR)

  • PRA110

  • Asset Liability Management (ALM) reporting

5. Regulatory Submissions & IFRS 9 / Risk Reporting

• Support preparation and submission of Bank of England and PRA regulatory returns.

• Review regulatory reporting data aggregation, validation, and reconciliations.

• Provide exposure to end-to-end IFRS 9 model execution, monitoring, and related reporting.

• Support Finance and Risk reporting requirements across Credit Risk and Market Risk.

• Ensure reporting outputs are accurate, traceable, and supported by appropriate documentation.

6. Change Management & Process Improvement

• Assess the impact of regulatory, process, and system changes on reporting activities.

• Identify opportunities for automation, process improvement, and stronger reporting controls.

• Support implementation of reporting changes to improve efficiency, accuracy, and operational resilience.

• Promote standardisation and continuous improvement across regulatory reporting processes.

7. Team Management & Oversight

• Provide day-to-day supervision, task allocation, and technical guidance to junior team members.

• Review team deliverables and ensure accuracy and timely completion.

• Support training, knowledge sharing, and development of team members.

• Manage competing priorities, reporting deadlines, and issue escalations.

Required Skills & Competencies

• Strong knowledge of Regulatory Reporting within banking or financial services.

• Capital Adequacy and Capital Reporting.

• CET1, Tier 1, Total Capital, and Risk-Weighted Assets (RWA).

• Liquidity Reporting – LCR and NSFR.

• PRA / ECB / Bank of England regulatory submissions.

• COREP regulatory reporting.

• Data Aggregation, Validation, and Reconciliation.

• Regulatory Reporting Controls and Governance.

• Financial and Regulatory Reporting Analysis.

• IFRS 9 Reporting and Model Monitoring.

• Credit Risk and Market Risk Reporting.

• Reconciliation, Adjustments, and Variance Analysis.

• Management Reporting and Stakeholder Management.

• Audit Support and Regulatory Compliance.

• Strong analytical, problem-solving, and communication skills.

• Team supervision and delivery management.

Good-to-Have Skills

• Financial Risk Manager (FRM) certification.

• IFRS 9 certification or relevant practical experience.

• CCAR and Capital Planning.

• Stress Testing and Scenario Modelling.

• What-if Analysis.

• ICAAP and Economic Capital.

• Power BI or Tableau for regulatory dashboards.

• SQL and Python for data extraction, analysis, and modelling.

• Experience with regulatory reporting automation and process transformation.

Education & Certifications

• Minimum 15 years of regular, full-time education (10+2+3).

• Qualified Accountant – ACCA, ACA, CIMA, or equivalent relevant experience.

• Degree in Mathematics, Statistics, Accounting, Finance, or another quantitative discipline is preferred.

• FRM, CFA, or MBA Finance qualification is advantageous.

• IFRS 9 certification or relevant practical knowledge is preferred.

Important Eligibility Criteria

• Ex-employees of TCS are not eligible to apply.

• PAN and Date of Birth (DOB) details are required for employee profile creation and must be shared securely through the approved recruitment process.