ππ«ππ ππ«πππ’π πππ§ππ ππ« (ππ§πππ«π°π«π’ππ’π§π ) - Chennai
Gratitude Incππ«ππ ππ«πππ’π πππ§ππ ππ« (ππ§πππ«π°π«π’ππ’π§π ) - Chennai
Job Description
Key Skills
301 candidate(s) have already applied for this Job. Apply now
Job Purpose: Lead the credit unit for the location, overseeing end-to-end credit underwriting and disbursal of mortgage retail loans.
Role:
- Manage and build a high-quality loan book while maintaining a balanced risk approach.
- Possess in-depth knowledge of local property laws and expertise in the Self-Employed/SME segment.
- Conduct credit assessment and underwriting of mortgage loan applications from login to disbursal.
- Engage in in-person/virtual meetings with customers.
- Provide continuous support and training to location teams.
- Ensure processing TAT is maintained.
- Coordinate with legal, technical, and processing vendors, including training them on processes and policies.
- Collaborate with Risk teams to provide policy inputs.
Qualification & Experience:
- 5 to 8 years of relevant experience.
- Mandatory qualification: Chartered Accountant/MBA in Finance.
- Working knowledge of mortgage underwriting, specifically in the local geography.
Essential Skills:
- Independent, influential, and articulate.
- Adaptability in unstructured and evolving situations.
- Collaboration in large, varied teams while meeting individual requirements.
- Adherence to TAT without compromising quality.
- Initiative-taking, strong execution skills, and forward-thinking ability.
- Understanding and responsiveness to customer needs.
- Technology skills in the mortgage industry.
Loan Types:
- Micro LAP (Loan Against Property): βΉ5L to βΉ2CR, ROI 10-18%.
- Prime LAP: ROI 6-10%.
Requirements:
- Seeking Micro LAP candidates for self-employed individuals with loan sizes ranging from βΉ35L to βΉ2CR.
- Candidates must be based in Chennai; no relocation candidates considered.
Role
Credit/Control Manager
Timings
Day Shift (Permanent)
Industry
Accounting / Finance
Work Mode
Work from office
Process
Voice
Functional Area
Accounting / Tax / Company Secretary / Audit
Note: Myglit doesn't charge any money from candidates. If you have been asked to pay money to get this job then report to us immediately at support@myglit.com.
Interview Tips
- Giving the VNA round?
- What are the most important skills you acquired as a Soft Skills/VNA trainer?
- How would you handle an irate customer?
Get the Best Jobs
on your Fingertips
Similar Jobs
4 - 8 Year(s)
βΉ 50 - βΉ 75 Thousand p.m
Nagpur, India
User Experience Analyst
Gratitude Inc3 - 7 Year(s)
βΉ 20 - βΉ 26 Thousand p.a
Pune, India
Manager/Senior Manager β Claims (Operations)
Gratitude Inc2 - 3 Year(s)
βΉ 7 - βΉ 8 Thousand p.a
Mumbai, India
Back Office Executive | Jobwala
The Jobwala2 - 3 Year(s)
βΉ 30 - βΉ 40 Thousand p.m
Navi Mumbai, India
Treasury-Sr Process Associate
Gratitude Inc5 - 8 Year(s)
Confidential
Navi Mumbai, India
4 - 8 Year(s)
βΉ 70 - βΉ 75 Thousand p.m
Hyderabad, India
4 - 6 Year(s)
βΉ 50 - βΉ 60 Thousand p.m
Nagpur, India
Accounts Receivables Billing Specialist
Gratitude Inc4 - 6 Year(s)
βΉ 6 - βΉ 7 Lacs p.m
Nagpur, India
Associate Manager β Record to Report (RTR)
Gratitude Inc7 - 10 Year(s)
Confidential
Chennai, India
Data Analyst (Portuguese Language) URGENTLY HIRING
Gratitude Inc1 - 3 Year(s)
Confidential
Thane, India