Urgent hiring - Mortgage Underwriter US.

Gratitude Inc

2279 Views

18 hours ago

1-2 Year(s)

Manila (Pasay City)

Job Description

Key Skills

US Mortgage Mortgage Underwriting Mortgage Insurance mortgage experience

1 candidate(s) have already applied for this Job. Apply now

TItle : Mortgage Underwriter US.

Work Location : Pasay City,

Work Type : Hybrid

Qualifications:

 MBA Finance Freshers from Tier 1 and 2 Colleges/ Universities

 Ready to do any shifts as per Business unit requirements

 Ready to travel to office for training and other as per Business unit requirements

POSITION SUMMARY:

The Underwriter reviews, conditions, and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

JOB FUNCTIONS AND RESPONSIBILITIES

Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company

Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.

Provides final approval underwriting of mortgage loans – Conventional, Correspondent, FHA,VA, Reverse.

Completes all required paperwork and forms in a timely and accurate manner; prepares required forms

Sign off conditions in a timely manner set by management

Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit’s policies and practices

Manage loans by using all functions of Encompass

Effectively communicate underwriting decisions with processors and advisors

Maintain high level of customer service and communication with other departments

Other duties as assigned

EDUCATION / EXPERIENCE

 Bachelor’s degree or equivalent of fifteen years of education mandatory

 MBA Finance Freshers

 With relevant experience in Mortgage Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review, is a PLUS but not required.

 Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards.

 Knowledge about Underwriting procedures of Conventional, Correspondent Lending, Reverse mortgage, FHA, VA (Government loans) underwriting

COMPANY SUMMARY

 The company is one of the largest financial institutions and is intensely focused on hiring, developing, and retaining the best talent in the industry! Our commitment to Diversity & Inclusion ensures that we are an organization that creates, promotes and sustains an inclusive work environment in which diversity, inclusiveness and respect are integral parts of our culture and work environment.

Role

Account Manager

Timings

Day Shift (Permanent)

Industry

BPO

Work Mode

Hybrid

Process

Voice

Functional Area

ITES / BPO / Customer Service

Note: Myglit doesn't charge any money from candidates. If you have been asked to pay money to get this job then report to us immediately at support@myglit.com.

Inzam Shabdeen

Recruiter - Gratitude Inc

NA, sri lanka

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